Ramp Launches 'Router': A Service That Lets You Switch Between AI Models in One Place

Key points

• Ramp launched Router on Wednesday, a service letting businesses access multiple AI models through one connection point instead of juggling separate accounts.
• Router offers models from at least eight providers, including OpenAI, Anthropic, DeepSeek and xAI.
• The service is free to use through the end of 2026, though users still pay the underlying AI model costs.
• Router records your model inputs and outputs for one year by default unless you opt out.
• Ramp raised $750 million at a $44 billion valuation in June 2025.

Ramp, best known for helping companies track and control employee spending, has moved into a new corner of the AI market. On Wednesday it launched a service called Router, which lets businesses and individual users access a range of AI models through a single connection rather than signing up separately with each AI company.

Think of it like a universal remote. Instead of picking up a different device for every AI tool, Router lets you point one interface at whichever model suits a given task.

What exactly does Router do?

Router is an API gateway, meaning a technical front door that sits between your software and a collection of AI models, routing requests to the right one based on rules you set.

Users can choose from models made by OpenAI, Anthropic, DeepSeek, Moonshot, Minimax, Nvidia, xAI and Z.ai. The service then offers several ways to decide which model handles which job. You can tell it to prefer cheaper, lower-priority processing tiers. You can let it choose automatically based on up to three performance benchmarks you care about. Or you can send only the genuinely hard problems to the more expensive, capable models and let cheaper ones handle the rest.

A dashboard shows token spend (a measure of how much text you have sent and received, which is how AI companies charge for usage), response speed and fallback attempts, meaning times when one model failed and Router tried another.

Ramp says it has run its own internal AI work through a version of this system for three years.

Should users be concerned about privacy?

Possibly, and it is worth reading the small print before signing up. By default, Router logs your model inputs, outputs and tool calls for twelve months. Ramp says it strips personally identifiable information before using that data to improve the product, but the opt-out data retention policy means the logging is on unless you turn it off.

If you are processing sensitive business information through Router, check those settings first.

What does this cost?

Router is free to use for the rest of 2026, and new users get a $26 credit. You still pay the AI providers' normal model costs on top. Ramp has not said what it will charge in 2027.

The service is currently available only in the United States. A similar service, OpenRouter, has been around longer and carries a wider range of models, so Ramp faces a real competitor in its own lane.

For Ramp, the play is straightforward: sell AI model access to the same finance teams already using its expense tools, and build relationships with AI labs that might turn into new business lines. Whether Router pulls companies away from established alternatives is the question 2027 pricing will likely answer.

What to watch for: Check Router's data retention settings before routing any sensitive queries through the service. The default is to keep your inputs and outputs for a year.